Home Equity
Put your home's equity to work.
Consolidate debt, fund home improvements, or cover education and other needs, often without touching the mortgage you already have.
Empowered by NEXA Mortgage
The worst time to try to get a home equity loan is when you need it the most.
Life events like the loss of a job, health events, property damage, or other unexpected circumstances may prevent you from accessing your equity when you need it most.
Like insurance, it's when you need it that you'll be grateful you have it.
Featured
Aven Home Equity Line of Credit
Empowered by NEXA Mortgage
A faster, simpler way to put your home's equity to work.
Investment property owners: Aven lines are available on investment properties, and funds are available the same day as closing.*
- Fast funding. Many lines close in about a week.*
- Apply from your phone. The entire process can be done on a mobile device.
- Fast online closing. Connect with an online notary in about 5–10 minutes, often the same day (most states).*
- Pay off debt directly. Roll credit card, auto, and personal loan balances into one line.
- Access funds again. A 5-year draw period lets you use your line when you need it.
- Primary, second homes & investment properties. Available on all three.
- Refinance an existing second mortgage. Bring over your current second lien and you may be able to take cash out.
*Timing varies and is not guaranteed. Remote online notarization is available in most states. Same-day funding at closing applies to investment properties only; primary residences have a 3-day right to cancel. Subject to credit approval, underwriting, and program guidelines. Terms and availability vary by state. The Aven Home Equity Line of Credit is offered through NEXA Mortgage, LLC, NMLS #1660690.
What your equity can do.
Consolidate Debt
Roll higher-interest balances, like credit cards, into one payment secured by your home. Fewer bills, and potentially more room in your monthly budget.
Home Improvements
Fund a remodel, an addition, a new roof, or repairs that protect your home and can add to its value.
Money for Education
Cover tuition and school costs for yourself or your kids, drawing funds as you need them.
Other Needs
A major purchase, a business opportunity, or a cushion for the unexpected. Your equity, working on your terms.
Ways to access your equity
The right tool depends on the job.
Home Equity Line of Credit (HELOC)
A revolving line you draw from as needed. You typically pay interest only on what you use.
Home Equity Loan
One lump sum with a fixed payment, a good fit when you know exactly what the project costs.
Cash-Out Refinance
Replace your current mortgage with a new one and take the difference in cash.
Want your equity and your paycheck working together? An Offset Mortgage combines your mortgage and checking into one account designed to pay off your home faster.
Using home equity to consolidate debt converts unsecured debt into debt secured by your home. Results vary based on credit, equity, and program guidelines. All loans are subject to credit approval.
See where you stand in minutes.
- Check what you may qualify for. A quick online look at your options, with no obligation.
- Talk it through. We compare a line of credit, a loan, and a refinance side by side.
- Apply when you're ready. Start your application online and we'll take it from there.
Let's find the right way to tap your equity.
Michael Holmstadt, Mortgage Loan Officer | NMLS #2283000
NEXA Mortgage, LLC | NMLS #1660690 | 5559 S Sossaman Rd, Bldg 1, Ste 101, Mesa, AZ 85212 | www.nexalending.com
Think Revenue Strategies LLC is not a licensed mortgage lender. Mortgage loan origination services are provided exclusively through NEXA Mortgage, LLC. Insurance products and other services are offered separately by Think Revenue Strategies and are not offered by or affiliated with NEXA Mortgage. The content on this website is for informational purposes only and is not a loan application or commitment to lend. All loans are subject to credit approval, underwriting, and program guidelines.
